Agriculture Loans – State Bank of Townsend has always been committed to our local ranchers and farmers illustrated by our continuous involvement in Ag lending for more than a century. The fact that State Bank of Townsend is a locally owned community bank means you always receive the personalized touch you deserve and have come to expect. Our full-service Agriculture Department specializes in the following types of ag loans:
- Operating Loans and Lines of Credit – We work with you to select the correct option for you with the right repayment plan to help your ranch or farm have a successful year.
- Equipment – Let us help you purchase that next piece of equipment, new or used, to increase your production.
- Livestock Loans – for your next purchase or auction.
- FSA Certified Lender – We offer the Guaranteed Farm Ownership (FO) loan that may be used purchase farmland, construct or repair buildings and other fixtures, promote soil and water conservation, or to refinance debt. We also offer the Guaranteed Operating Loans (OL) that may be used to help maintain the farm and other operating expenses as well as the OLG term loans for purchase of equipment, cattle or refinance debt. Must be able to meet borrower eligibility.
*all loans subject to credit approval*