State Bank of Townsend
The State Bank of Townsend

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Savings Accounts

At The State Bank of Townsend, we make saving easy for you!

Basic Savings
This account requires a $100 opening balance with a minimum balance of $100 to avoid a service charge. If your balance drops below $100 at any time during the statement cycle, a maintenance fee of $2.00 will be charged against your account. Interest is paid at the Gold Rate.

Money Market Savings
This account requires a minimum opening balance of $1,000 and a minimum balance of $1,000 to avoid a service charge. If your balance drops below $1,000 at any time during the statement cycle, a maintenance fee of $6.00 will be charged against your account. If your average daily balance is $2,500 to $9,999, interest is paid at the Platinum Rate. If your average daily balance is $10,000 or more, interest is paid at the Platinum Plus Rate. If your average daily balance drops below $2,500, interest will be paid at the Gold Rate.

Bulldog Savings
This is a savings account for our younger depositors 18 years old and under. There is no minimum balance and no maintenance fees for this account. Our bankers visit the elementary school monthly through the school year to allow the kids to make deposits to their account. A fun way for children to learn to save!

Health Savings
This account is a tax-free investment account whose proceeds are earmarked exclusively for medical expenses and requires enrollment in a high deductible health plan. The account is self-administered by the account holder and must be managed in accordance with IRS regulations. The account requires a minimum opening balance of $100 and a minimum balance of $100 to avoid a service charge. If your balance drops below $100 at any time during the statement cycle, a maintenance fee of $2.00 will be charged against your account. If the average daily balance on the account is less than $100 during any statement cycle, no interest will be earned for that statement cycle.

 

400 Broadway - Townsend, MT 59644 - Phone (406) 266-3176  - Toll Free 1-800-735-6385

The State Bank of Townsend
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